Credit Utilization Rate - Featured Image

Credit Utilization Ratio FAQs

When talking about credit score and financial health, one of the most important factors is the credit utilization ratio. In short, this number represents the used percentage of your credit.…
Credit Score Factors - Featured Image

Credit Score Factors

Several credit score factors can improve or lower your FICO grade. Not knowing what those factors are or how to monitor them accurately can have serious consequences. Your score may…
Late Payments FAQs - Featured Image

Late Payments FAQs

A payment is an amount of money a person owes and needs to send to a service provider or lender. Installments have due dates and missing one would result in…
What is hard inquiry - Featured Image

What is a Hard Inquiry?

A credit score is a magic number that reveals a person’s financial reputation. Represented by a three-digit number, this score has a massive impact on the life of American adults.…