Guides & FAQs

Did you know that just in 2018, the Federal Trade Commission received 1.4 million fraud reports? About $1.48 billion in losses were recorded, while over 167,000 Americans noticed fraudulent credit…

When talking about credit score and financial health, one of the most important factors is the credit utilization ratio. In short, this number represents the used percentage of your credit.…

Does a blockchain network disruption caused by one person or an organization sound scary? Well, this is precisely what could happen in the case of a 51% attack. The potential…

Several credit score factors can improve or lower your FICO grade. Not knowing what those factors are or how to monitor them accurately can have serious consequences. Your score may…

Around 60% of Americans with a credit card also have credit card debt. A balance transfer is one of the ways to deal with paying the interest on that debt.…

A payment is an amount of money a person owes and needs to send to a service provider or lender. Installments have due dates and missing one would result in…

What is a good credit score, and why is it so important? Well, let’s put it like this. Will you get approved for that car loan you need? Is the…

A credit score is a magic number that reveals a person’s financial reputation. Represented by a three-digit number, this score has a massive impact on the life of American adults.…

Does checking your credit score lower it? How many times can you check your rating within a month? How to track your credit score without hurting it? We have all…