20 Hotels and Motels that Accept Cash in the USA

The hospitality industry in the United States is keen on credit card transactions. In fact, many hotels and motels across the country will require your credit card details when you check in, even if they accept other payment methods, such as cash, debit cards, or gift cards. 

There are three main reasons why hotels want your credit card information on file, and all of them are related to extra charges for your room, such as 

1. Cancellation fees—In case you make a reservation but don’t show up;

2. Incidental damage or theft—Most hotels will charge your credit card if you damage the room or its contents;

3. Use of hotel amenities—Such as having a drink from the mini-bar or making international phone calls. These are typically billed to your credit card at checkout. 

However, there is a slight issue with this hotel policy—not all Americans have credit cards. Actually, it is estimated that 70% of US adults have at least one credit card, leaving nearly 30% without one. 

On top of that, reports show that around 7.1 million US households were unbanked in 2019, meaning that 5.4% million households did not have a checking or savings account with an insured (FDIC) institution.

What travelling and booking options are available to these US residents? 

Well, cash is one alternative to consider. It may come as a surprise, but many Americans still see cash as king—nearly a third of people in the US believe that cash is a safer payment option compared to credit and debit cards. 

Paying for a hotel room in cash also ensures your anonymity and gives you the freedom to cancel a reservation. You’ll lose out on rewards and points, but at least you won’t have to pay any interest on your credit card or late fees if your payment is delayed. 

20 Hotels & Motels That Accept Cash 

Before we dive into the list, you should be aware that most of the establishments below might impose some restrictions for cash-paying guests. These can range from

Type of hotels

Most high-end hotel brands do not accept cash when checking in, however, motels and extended-stay hotels might. This somewhat limits your choice of accommodation. 

Cash deposit

Many hotels that accept cash will require guests to pay a security deposit when checking in (typically around $100). The money is refunded once the hotel is assured that the room is not damaged and all the contents are accounted for. 

Credit card hold

Even if you can pay cash at check out, hotels will put a hold on your credit card. It takes 10 to 14 days after checkout for the funds to be released.

Proof of ID

Most (if not all) hotels will ask guests to present a valid ID and credit card when checking in even if they choose to pay for the entire stay in cash.  

1. Extended Stay America 

Extended Stay America is an economy apartment chain owning and operating over 760 locations nationwide. Providing an at-home feel for guests, it is the perfect option for business trips, guests in need of temporary housing, military personnel, or anyone who just needs some time away from home.

• Payment Policies: You can pay in cash for your room, but you will need to provide a $100 cash deposit per room to cover for any possible damages. Guests staying fewer than 7 days will have to provide a valid credit card as a method of payment. 
• Pets: Allowed (two per suite)
• Amenities: Fully-equipped kitchen, free Wi-Fi, on-site guest laundry
• Book online  

2. InTown Suites

This is another extended-stay hotel brand that boasts nearly 200 locations across 22 states, including properties in Florida, Texas, Illinois, and Utah. InTown Suites prides itself on efficiency, integrity, and convenience and aims to incorporate its core values to make anyone’s stay more pleasant.  

• Payment Policies: All InTown Suites locations accept cash at check-in, but you must pay for the whole stay upfront. To book ahead you will need a credit card. 
• Pets: Not allowed
• Amenities: In-room kitchen, upgraded lighting with USB charging station, built-in closet, weekly housekeeping, on-site guest laundry facility.
• Book online 

3. Motel 6

 

In business since 1962, Motel 6 is one of the most budget-friendly and recognizable hotel brands in the US. The company operates more than 1300 locations nationwide (not including extended-stay hotels Studio 6) providing travelers with everything they need for a pleasant and safe stay. 

• Payment Policies: Motel 6 accepts cash payments at check-in. Guests are not required to make a security deposit.
• Pets: Allowed
• Amenities: Free coffee, on-site restaurant, vending machines, free WiFi & local calls
• Book online

4. Studio 6

 

Families and individuals looking for a home away from home will find much to like about Studio 6 budget-friendly extended-stay hotels, from their clean & comfy rooms equipped with kitchenettes and coffee makers to a convenient and easy-to-use on-site laundry service. 

• Payment Policies: You can pay cash when checking in at most locations. 
• Pets: Allowed ($10 per day pet fee)
• Amenities: Free Wi-Fi & cable, full kitchenette, coffee maker, on-site laundry service.
• Book online

5. Red Roof Inn

Red Roof Inn is an economy hotel chain famous for its affordable prices, clean and comfortable rooms, and convenient locations—with over 600 properties you can find a Red Roof Inn in multiple cities in every state.

• Payment Policies: Guests can pay in cash at checkout, however, some hotels might require a $50 security deposit. 
• Pets: Allowed
• Amenities: Free Wi-Fi, free breakfast, free parking, ice & vending machines, toiletries & more.
• Book online

Hotels that Accept Cash (But Still Require a Credit Card) 

6. Radisson RED

Thanks to its hip bars and lobbies, branded restaurants, amazing digital customer service, and bold & modern design, Radisson RED is ideal for group tours, business meetings, and millennials looking for a fun time in the world’s biggest and busiest destinations. 

• Payment Policies: You could pay in cash but you must have a credit card to make a reservation. You will also be required to show your ID and your credit card at check-in.   
• Pets: Allowed in most locations
• Amenities: Pool, gym, free WiFi, conference rooms, restaurants & bars & more.
• Book online

7. Park Inn

 

Park Inn is another Radisson-owned and operated brand that is immensely popular for its fresh, upbeat, and contemporary style, proximity to tourist attractions and economic & transit hubs, as well as friendly personalized service. 

• Payment Policies: Guests are free to pay cash when checking out, but they must provide credit card details in order to book a room. 
• Pets: Allowed in most locations
• Amenities: Indoor pool, free internet, free parking, free breakfast, fitness center.
• Book online

8. Radisson Blu

 

This world-famous upper upscale hotel brand focuses on comfort, style, and wellbeing, ensuring that guests don’t feel the stress of traveling. Radisson Blu also boasts a first-rate spa experience, fresh & delectable meals, and premium service at more than 380 locations across the globe. 

• Payment Policies: Like all Radisson hotels, Radisson Blu accepts cash, but requires a credit card for pre-authorization. 
• Pets: Allowed ($100 fee per stay)
• Amenities: Free WiFi, super breakfast, fitness center, meeting facilities, luggage storage.
• Book online

9. Omni Hotels & Resorts

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Whether you are in Providence, Rhode Island, or Boston, Massachusetts, you will find an inviting place to stay, eat and relax at Omni Hotels. These luxury hotels and resorts offer an unforgettable culinary experience, roomy and stylish guest rooms and suites, as well as invigorating spas and wellness centers, meeting spaces, and high-quality amenities. 

• Payment Policies: Guests can pay in cash at check-out, but a credit or debit card is required for reservations. 
• Pets: Allowed ($50 cleaning fee)
• Amenities: Free internet, spa services, valet parking, multilingual staff, same-day dry cleaning/laundry services, business center, ATM.
• Book online

10. Drury Inn & Suites 

Drury Inn & Suites, the company’s flagship brand, is one of the most popular midscale hotel chains in the country. In addition to offering great value for money, Drury Hotels provides comfortable accommodation, fantastic customer care, and the chance to stay in one of the company’s restored historical buildings (the chain has renovated several buildings into hotels including the former Alamo National Bank building in Texas—built in 1929—and the Union Market in St. Louis—built in 1925).

• Payment Policies: Most locations accept cash, but you must show your credit card and a form of ID at check-in. 
• Pets: A daily pet fee of $40 per room plus tax
• Amenities: Free Wi-Fi, indoor pool, free parking, business center, hot tub.
• Book online

11. Pear Tree Inn

 

Pear Tree Inn is a brand owned and operated by the Drury Hotels Company. Famous for its free amenities, historic charm, and generous rewards program, this mid-scale hotel brand is a great choice for any traveler hitting American roads. 

• Payment Policies: Some locations accept cash, but all require that guests present a photo ID and a valid credit card at check-in.
• Pets: Two pets allowed ($40 fee plus tax per night).
• Amenities: Free breakfast every day, free internet, free local calls, fitness center, business center, indoor pool.
• Book online

12. Travelodge by Wyndham

One of the first motel chains in the United States and definitely among the most popular ones, the Travelodge brand has 300+ hotels in the country, most of which (20%) are located in California. Primarily catering to families with children, these hotels are affordable, comfortable & clean. Plus they provide plenty of chances to explore the local area as most locations are centrally situated. 

• Payment Policies: Travelodge accepts cash payments, but guests will need to pay a $100 security deposit (at most locations). Credit card & photo ID are required at check-in. 
• Pets: Allowed at some locations (fees from $10 a night)
• Amenities: Free breakfast, free Wi-Fi, mobile check-in, laundry facilities, and free parking.
• Book online

13. Red Lion Inn & Suites

This affordable hotel chain is part of the American hospitality company, the Red Lion Hotels Corporation. The company operates 1,400+ properties across North America, with most Red Lion Inn & Suites being located close to airports and city centers, thus providing the most convenient accommodation for tourists, families on vacation, and business travelers on a budget. 

• Payment Policies: You can make a reservation over the phone and pay in cash at checkout. Most locations will ask you for a security deposit if paying in cash. A valid photo ID and credit card must be presented when checking in at all locations. 
• Pets: Up to pets/room allowed ($15 fee per stay)
• Amenities: Complimentary breakfast, free internet, fitness facility, pool. 
• Book online

14. Fairfield by Marriott

Breathtaking views, modern design, superior comfort, and an unmatched culinary experience—all of this and more awaits guests at Fairfield by Marriott, one of the multinational company’s more affordable brands. You can find Fairfield locations across the US, although California and New York have the biggest number of Fairfield properties. 

• Payment Policies: Credit cards are required for reservations, but you can pay cash when leaving the hotel. 
• Pets: Allowed ($50 non-refundable fee)
• Amenities: Free breakfast, free coffee, 24/7 market, gift shop, outdoor pool, laundry service, free WiFi.
• Book online

15. Hyatt House 

Owned and managed by American multinational hospitality company Hyatt Hotels & Resorts, Hyatt House is part of the company’s Timeless portfolio and focuses on long-term and extended stays. Hyatt House properties are a great choice for international tourists, students, and business personnel, providing plenty of opportunities to relax, work and socialize.

• Payment Policies: Hyatt Hotels accepts cash, but requires credit card details for online reservations. Alternatively, you could opt for the cash or points portion of your Hyatt Points + Cash program (if you are a member) and use either the points or cash to pay for your stay. 
• Pets: Two dogs per room allowed (up to 50 lbs + a $75 pet fee)
• Amenities: Free Wi-Fi, outdoor hubs, free breakfast mix, 24/7 grab-and-go H market, fitness center, on-site guest laundry, pool (most locations)
• Book online

16. Hyatt Centric 

As the name suggests, Hyatt Centric hotels are located in the heart of buzzing cities and economic hubs. Combining stylish accommodation and top-notch service with modern communal spaces, state-of-the-art conference rooms, and local destination experts, this boutique hotel offers everything business and leisure travelers need. 

• Payment Policies: You can choose to pay cash when you check out although a credit card is required for all online reservations. 
• Pets: Two per room allowed (up to 30 lbs + $50 per pet, per stay)
• Amenities: Free WiFi, on-site restaurant, meeting facilities, fitness center, business services, digital check-in.
• Book online

17. Hyatt Place 

Hyatt Place has more than 400 hotels in over 320 cities, from the contemporary and stylish hotel in Memphis, TN to the 3-star lodging located on Waikiki Beach in Hawaii. With its spacious rooms and work-designated spaces, this hotel can cater to all mid- to upper-income business and leisure travelers. 

• Payment Policies: Like other hotels in the Hyatt portfolio, Hyatt Place accepts cash payments. However,  a valid credit card must be presented to make a reservation. 
• Pets: Two dogs/room allowed (combined weight up to 50 lbs +  a $75 non-refundable pet fee).
• Amenities: Free internet, complimentary breakfast, outdoor pool, free parking, fitness center.
• Book online

18. Best Western

With over 2,000 locations in the US, you can find a warm welcome and affordable prices at Best Western no matter where you are. The company also has a stellar reputation spanning 70 years, while their amenities, service, and comfort is second to none. 

• Payment Policies: Credit/debit card is required for reservations, but guests are free to pay cash when checking out. 
• Pets: Up to 2 pets/room allowed at most locations (up to 80 lbs)
• Amenities: Conference services, outdoor pool, exercise facility, business center, free parking, bar & restaurant on-site.
• Book online

19. Country Inn & Suites by Radisson

Hotels part of the Country Inn & Suites by Radisson brand offer unparalleled comfort and convenience—from spacious rooms and inviting communal spaces to premium amenities and excellent locations. Plus with coffee makers in almost all rooms, friendly hosts, and complimentary hot breakfast, you will feel right at home.

• Payment Policies: Like other Radisson hotels, a credit card is required when checking in. Cash is accepted when guests check out.
• Pets: Two pets per room allowed (under 80 pounds + $50 non-refundable service charge)
• Amenities: Complimentary breakfast, complimentary coffee, tea, and cookies, fitness center, free parking, free internet, indoor pool, meeting facilities. 
• Book online

20. Holiday Inn  

Since 1952, Holiday Inn has been synonymous with family-friendly vacations, special celebrations, and weekend getaways. Today, there are more than 553 Holiday Inn locations in the US, stretching from the national parks of Springdale, Arkansas to beachy Galveston, Texas. 

• Payment Policies: Cash is accepted at most locations (the full amount+tax), but a security deposit (around $150) is required, and a credit card upon check-in.
• Pets: Allowed at most locations
• Amenities: Tea/coffee maker, minimarket on-site, outdoor swimming pool, outdoor fireplace, business center. 
• Book online

How to Book a Hotel Without a Credit Card

If you have a place already selected for your trip or vacation, but the hotel does not accept cash, there are a few alternatives you can try:

Book by phone

Call the hotel and talk to the manager. They might be able to provide a workaround for your particular situation. 

Try a travel agency

Most hotels will accept a reservation through Booking.com, Expedia, or other third-party travel agencies without the need for credit card details. Most travel agents accept alternative payment methods (PayPal etc.), while some will allow you to pay upon check-in rather than paying in advance. 

Try to put up a security deposit

Hotels might be willing to accept a security deposit as coverage for possible damages instead of a debit/credit card. However, not all locations will agree to a cash deposit, so call ahead and ask. 

Take a look at non-chain hotels

Independent hotels, small bed-and-breakfasts, or a locally-owned motel might be less strict when it comes to making a reservation and checking in without a credit card.

Enquire whether you can deposit cash in the hotel’s bank account directly

For those without a credit card, this is a viable option, although you must call and check with the hotel first as not all establishments will accept this kind of arrangement. 

Bottom Line: Should You Pay for a Hotel Room with Cash?

As mentioned above there are some advantages to paying for hotels or motels in cash, but you should also think about the downsides too. Cash-paying guests are typically required to make a larger security deposit. This is refundable, but you might have to wait a while for the staff to check your room and make sure that nothing is damaged or stolen. Some hotels might allow you to pay in cash, but would require a valid credit card either to hold the reservation or as proof of funds at check-in. 

If in doubt, contact the hotel directly before traveling. Some hotel brands may have strict rules regarding payment methods, but these tend to vary from one location to the next, so it’s best to call ahead and check whether or not the hotel you are interested in accepts cash.