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Photography Insurance Cost Featured Image
24.01.2023
Stefan

Photography Insurance Cost

To borrow some Ray Bradbury, photography is, more often than not, a lonely business. For most professionals in the field, taking the freelancer route has become par for the course and as a result, having insurance is an absolute must. This is why we moved to...

Accounting Statistics Featured Image
24.01.2023
Milena

Accounting Statistics & Facts

Accountants and auditors are an essential part of every business. These professionals make sure your numbers add up, perform audits, and run payroll. While the importance of accounting has always been the same, the job itself has changed over the years. So...

Double-Entry Accounting Featured Image
24.01.2023
Stefan

Double-Entry Accounting

Registering general economic activity and financial transactions may be one of the most critical steps in the history of societal evolution. From counting stones to complex evolved ledgers, the practice has constantly been shifting, achieving greater heights...

Derivative Instruments Featured Image
24.01.2023
Damjan

Derivative Instruments: What Are They and How To Trade Them?

The derivatives market is stronger than ever and continues to grow, and derivative instruments are an essential part of it. What are they, and how can you use them to your advantage, make a profit and reduce risk? If you give us a minute of your time, you...

Accounting Profit vs Economic Profit Featured Image
24.01.2023
Stefan

Accounting Profit vs. Economic Profit Explained

Having a tight grasp on your books is essential when doing accounting, and making a clear distinction between each figure and how it ties into your bottom line is vital. With profit being one of the essential metrics of economic activity, knowing the...

Stocks Vs. Options Featured Image
24.01.2023
Damjan

Stocks vs. Options: Similarities, Differences, Profits, and Risks

Pretty much every aspiring investor has wondered what will get them to Wolf of Wall Street levels faster — options or stocks? And which of those financial instruments is riskier? That’s what we’ll find out in the following article, which explores...

Expanded Accounting Equation Featured Image
24.01.2023
Ivana

Expanded Accounting Equation

Among the accounting methods, double-entry accounting is possibly the most popular, used in almost every organization nowadays. This method relies on duality, meaning that every transaction must be expressed in debit and credit. This concept is closely...

Accounting Degree Jobs Featured Image
24.01.2023
Ivana

Accounting Degree Jobs

The accounting field offers a greater variety of jobs than you might be aware of. The skills and knowledge acquired through an accounting degree can set you up for a career in any industry. Whether you want to work in a corporate environment, independently,...

Accounting Cycle Featured Image
24.01.2023
Stefan

Accounting Cycle

The accounting cycle is the process that a company uses to track its financial performance over a given period. The bookkeeping cycle starts with transactions as they occur and ends with the preparation of financial statements and the closing of the books....

Fund Accounting Featured Image
24.01.2023
Ivana

Fund Accounting 101: Definition, Use, and Other Essentials

Accounting practices are contingent on the industry, type of entity, and financial goals. For-profit organizations are focused on maximizing profits, while nonprofits, churches, government agencies, and associations care less about profit generation and more...

Mark to Market Accounting Featured Image
24.01.2023
Ivana

Mark to Market Accounting

While every business and organization relies on assets, their value fluctuates over time, often subjected to market volatility, especially in the case of financial instruments. This is where mark-to-market accounting comes in to, well, account for those...

Degrees in Accounting Featured Image
24.01.2023
Ivana

Degrees in Accounting

While it may sound boring, accounting has multiple benefits as a career choice, and if you’re dedicated enough, it could be a fulfilling profession. To be able to practice it, however, you need a degree in accounting that will set you up for a stable career...

24.01.2023
Stefan

Accounting Abbreviations

While accounting is all about numbers, they are not the only thing that matters to keeping your books in order. So, let’s take a break from the numbers and look at some letters known as accounting abbreviations. We’ve listed the most important ones and...

Accounting Automation Featured Image
24.01.2023
Ivana

Accounting Automation

Accounting automation statistics show that a whopping 80% of executives believe that accounting automation will create a competitive advantage for their business. Then, 49% of accountants want to automate repetitive tasks such as number processing and data...

10.01.2023
Branka

20 Hotels and Motels that Accept Cash in the USA

The hospitality industry in the United States is keen on credit card transactions. In fact, many hotels and motels across the country will require your credit card details when you check in, even if they accept other payment methods, such as cash, debit...

Mutual Funds Statistics Featured image
06.01.2023
Milena

Mutual Funds Statistics & Facts

Mutual funds are financial vehicles that pool investors’ money and put them in different kinds of securities. The advantages of mutual funds include higher diversification and lower cost of investment, professional management, flexibility, access to global...

Welfare Statistics Featured Image
06.01.2023
Milena

Welfare Statistics + FAQs

How many people are using welfare? How big is the average welfare check? Which state gets the most funds? Read on to learn the answers to these questions and many other must-know welfare statistics and FAQs. About 41.5 million Americans were part of the...

Student Loan Debt Statistics Featured Image
06.01.2023
Milena

Student Loan Debt Statistics & Facts

College debt is one of the most serious financial issues Americans have been struggling with for the past two decades. Student loan debt statistics show that in 2021, Americans owe over $1.7 trillion. Even with all the financial aid, grants, and sponsorships,...

Credit Card Debt Statistics Featured Image
06.01.2023
Milena

Credit Card Debt Statistics

Just like all the other types of debt, credit card debt in the United States has been growing over the past years. Credit card debt statistics show that the total credit card balances in the country have reached $890 billion. Moreover, with a national average...

Household Debt Statistics Featured Image
06.01.2023
Milena

Household Debt Statistics

When you combine a family’s consumer and mortgage debt, you get the total household debt. The latest household debt statistics reveal that American families now owe more than $16 trillion. It also seems that US households are continually amassing balances...

Consumer Debt Statistics Featured Image
06.01.2023
Milena

Consumer Debt Statistics

The latest Federal Reserve consumer debt statistics show that Americans owe over $4.6 trillion in non-mortgage debts. Student loans, auto loans, payday loans, and credit card balances are among the factors that affect total consumer debt. Over the past...

Medical Bankruptcies Statistics Featured Image
06.01.2023
Milena

Medical Bankruptcies Statistics

While France has virtually no healthcare-related bankruptcies, about half a million Americans file for bankruptcy every year because of medical bills. These and many more medical bankruptcies statistics reveal the shocking effect of the soaring US healthcare...

Church Giving Statistics Featured Image
06.01.2023
Milena

Church Giving Statistics

Americans used to give more money to their church during the Great Depression than they do now. That said, church giving statistics reveal that the most significant share of all donations in the United States goes to religious organizations, including...

Charitable Giving Statistics Featured Image
06.01.2023
Milena

Charitable Giving Statistics

Did you know that Americans are one of the most generous nations and that the most significant share of donations comes from individual donors? According to charitable giving statistics, with the rise of online platforms and mobile devices, charitable giving...

Identity Theft Statistics Featured Image
06.01.2023
Milena

Identity Theft Statistics

No one is safe from identity and credit card theft. Children, seniors, and even military consumers can easily have their identities stolen without even knowing about the fraud. The latest identity theft statistics reveal that this type of fraud is on the...

Life Insurance Statistics Featured Image
06.01.2023
Milena

Life Insurance Statistics

Investing in life insurance as early as possible gets you the best price and the highest benefits. The latest life insurance statistics, however, show that most people fail to understand the importance of this coverage. Nearly half of all Americans have no...

Health Insurance Statistics Featured Image
06.01.2023
Milena

Health Insurance Statistics

The health insurance industry remains an essential part of the US economy. It employs millions of workers and helps consumers deal with the soaring healthcare costs in the country. And yet, the latest health insurance statistics show that over 30 million...

Welfare Fraud Statistics Featured Image
06.01.2023
Milena

Welfare Fraud Statistics

Less than 50% of American adults trust the Supplemental Nutrition Assistance Program (SNAP), and many believe most users abuse it. The latest welfare fraud statistics, however, show that the payment accuracy of SNAP is over 92%, while the food stamp...

Tax Evasion Statistics Featured Image
06.01.2023
Milena

Tax Evasion Statistics

Corporations hold trillions of dollars hidden in tax havens. The most shocking tax evasion statistics show such strategies cost governments worldwide billions of dollars. While plenty of countries struggle with this issue, the United States suffers the most....

Venmo Statistics Featured Image
06.01.2023
Milena

Venmo Statistics

Venmo hit the market in 2009 as a simple peer-to-peer mobile payment service. A few years later, it was bought by Braintree and joined the PayPal family. The latest Venmo statistics reveal that a growing number of millennials are using the app to transfer...

PayPal Statistics Featured Image
06.01.2023
Milena

PayPal Statistics

PayPal was established back in 1998 by Max Levchin, Peter Thiel, and Luke Nosek under the name Confinity. Two years later, Confinity merged with Elon Musk’s X.com, and, as they say, the rest is history. PayPal statistics show that the service has over 300...

Savings Statistics Featured Image
06.01.2023
Milena

Savings Statistics

Setting some money aside for the future is never a bad idea. And yet, the latest savings statistics show that Americans are far from living by that principle. An average US family has a bit over $40,000 in savings, which isn’t nearly enough for retiring by...

Auto Insurance Statistics Featured Image
06.01.2023
Milena

Auto Insurance Statistics

Nobody likes to think about car accidents. That, however, doesn’t mean that they don’t happen, and that’s when people realize the importance of having car insurance. Did you know that inexperienced drivers, married couples, and women pay more for...

Financial Literacy Statistics Featured Image
06.01.2023
Milena

Financial Literacy Statistics

The latest financial literacy statistics suggest that people worldwide still need guidance in handling their money. While financial literacy is essential for amassing wealth and avoiding debt, both youth and adults lack this knowledge. What is inflation, how...

Credit Card Statistics Featured Image
06.01.2023
Milena

Credit Card Statistics

Credit cards date back to the 50s when the first-ever Diners Club card hit the market. They have become a vital part of every person’s finances thanks to their convenience and benefits. In the United States alone, there are more than one billion cards in...

Cash vs Credit Card Spending Statistics Featured Image
06.01.2023
Milena

Cash vs Credit Card Spending Statistics 

While still commonly used, cash is slowly giving way to credit cards and other digital payment methods. To keep track of this trend, we made a list of the most essential cash vs credit card spending statistics. Usage of cash in the United States, for example,...

Millionaire Statistics Featured Image
06.01.2023
Milena

Millionaire Statistics

Did you know that the average period Americans need to reach a net worth of $1 million is 28 years? That’s one of the many impressive millionaire statistics we will cover below. After all, everyone wants to peek inside the luxurious world of expensive...

Fintech Statistics Featured Image
06.01.2023
Milena

Fintech Statistics

With an average annual growth rate of nearly 25%, the financial technology industry is among the fastest-growing worldwide. The latest fintech statistics suggest that the sector should hit a value of almost $310 billion by 2022 if this positive trend...

Coupon Statistics Featured Image
06.01.2023
Milena

Coupon Statistics

The first coupon in America was issued by Coca-Cola back in 1888. Coupons have since become a popular and widespread marketing strategy, the latest coupon statistics reveal. Consumers love them as they are convenient and save them money. Businesses meanwhile...

Black Friday Statistics Featured Image
06.01.2023
Milena

Black Friday Statistics

Millions of people worldwide spend trillions of dollars every Black Friday and Cyber Monday. Each year, Black Friday statistics reveal that the shopping craze during these days isn’t slowing down, even if there is a notable shift online. Consumers...

Holiday Spending Statistics Featured Image
06.01.2023
Milena

Holiday Spending Statistics

With the latest holiday spending statistics revealing only slight drops in sales for the most popular shopping dates, nothing can stop consumers from spending cash on their favorite holidays, not even a global pandemic. These figures show that Americans are...

Christmas Spending Statistics Featured Image
06.01.2023
Milena

Christmas Spending Statistics

About 90% of Americans celebrate Christmas every year. Marking the date, however, goes beyond coming together and enjoying the company of your friends and family. In fact, the latest Christmas spending statistics show that Americans and Christians worldwide...

Valentine's Day Sales Statistics Featured Image
06.01.2023
Milena

Valentine’s Day Sales Statistics

Every February 14th, couples around the world celebrate their love and relationship. This day is much more than a simple celebration, as Valentine’s Day sales statistics show. V Day is, in fact, an important date for economies worldwide, generating...

Grocery Shopping Statistics Featured Image
06.01.2023
Milena

Grocery Shopping Statistics

Americans spend over $750 billion on groceries a year. Grocery shopping statistics show that the weekly average spent on groceries is $120, while the average time spent shopping is 41 minutes. Overall, the grocery store industry is an essential part of the US...

Payday Loan Statistics - Featured Image
06.01.2023
Tina

Payday Loan Statistics

Even if you’ve never needed one, you probably have heard of payday loans. These ultra-short-term, high-interest loans are the only source of immediate funds for many cash-strapped Americans. However, as these payday loan statistics show, there’s a lot...

Credit Repair Statistics - Featured Image
06.01.2023
Tina

Credit Repair Statistics

Credit makes the world go round by fueling consumption. However, the going can get pretty tough for consumers with low credit scores, affecting their ability to take loans, use credit cards, and more. If you have been in such a situation or are interested to...

Foreclosure Statistics Featured Image
06.01.2023
Milena

Foreclosure Statistics + 10 FAQs

If you miss several mortgage payments, possession of the mortgaged property goes to the lender. This process, called foreclosure, is among the scariest things that can happen to homeowners. Not everything is terrible, however. The latest foreclosure...

Insurance Fraud Statistics Featured Image
06.01.2023
Stefan

Insurance Fraud Statistics

Insurance can be an amazing tool to protect your assets and integrity. Unfortunately, given the nature of this type of contract, abuse and fraud are fairly common. That’s why we prepared a list of insurance fraud statistics to show you the dark side of this...

Mortgage Statistics Featured Image
06.01.2023
Stefan

Mortgage Statistics

Mortgages can be a necessary evil or a blessing, depending on how they are used. While the idea of taking out a mortgage and the consequences involved can be overwhelming, homes, as well as mortgages, can also be viewed as a product like any other. That’s...

Trading-Statistics-Featured-Image
06.01.2023
Tina

Trading Statistics

Regardless of whether you’ve been bitten by the trading bug or are just interested in knowing what people around you are talking about, we have some essential trading statistics to give you a clear overview of the industry. The fascinating world of trading...

Online Shopping Statistics Featured Image
06.01.2023
Stefan

Online Shopping Statistics

Shopping online has been around for quite a while now — over a quarter of a century, in fact. It, however, received a significant boost during the pandemic and related lockdowns which forced people in front of computer screens.  That’s why we...

Ecommerce Statistics Featured Image
06.01.2023
Stefan

Ecommerce Statistics

While the COVID-19 pandemic negatively impacted a lot of industries, ecommerce is not one of them — the global pandemic gave a boost to a sector that had already started gaining momentum. Online shopping, therefore, has become the preferred method of...

Pet-Insurance-Statistics-Featured-Image
06.01.2023
Tina

Pet Insurance Statistics

The rising costs of veterinary care and medicines have made health insurance for pets more critical than ever. That’s why we prepared some essential pet insurance statistics to give you an overview of the industry. Whether you are a pet parent interested in...

Credit Score Statistics Featured Image
06.01.2023
Stefan

Credit Score Statistics

Nowadays, an invisible force is following Americans everywhere, guiding their decisions and impacting their actions. No, we’re not talking about something supernatural here – it’s just their credit score! This magical number has helped develop the...

Photography Statistics Featured Image
06.01.2023
Stefan

Photography Statistics

Snapping moments in time is a wonderful and amazing gift that modern technology brought to us and that we often take for granted. Nowadays, photos are everywhere, from our walls to our screens. In fact, we can snap a photo and send it across the globe with...

Construction Industry Statistics Featured Image
06.01.2023
Ivana

Construction Industry Statistics

The construction market in the US—one of the largest in the world—is at a particularly critical juncture, with both major challenges and opportunities. The last decade has been a roller-coaster ride for the construction industry. The following...

Student Loan Debt by State Featured Image
30.11.2022
Milena

Student Loan Debt by State – A Complete Rundown

In 2021, the total US student debt surpassed $1.59 trillion. Americans are the nation with the highest college debt in the world, with the trend of growing student debt balances showing no signs of slowing down. Do you know the stats on student loan debt by...

Tax Burden by State Featured Image
30.11.2022
Milena

Tax Burden by State – Full Overview

Tax burden represents the proportion of Americans’ income paid in taxes. In the United States, where you live can heavily affect how much of your annual salary goes to state coffers. That’s why knowing and understanding the tax burden by state is...

Average Credit Card Interest Rate Featured Image
30.11.2022
Milena

Average Credit Card Interest Rate

Scoring a good APR is essential, especially if you often make late payments. The average credit card interest rate in the US has been moving between 12% and 17% over the past several years. This average changes every quarter depending on the latest card deals...

Cigarette Tax by State Featured Image
30.11.2022
Jenifer

Cigarette Tax By State

Have you ever wondered why cigarette prices are so different across the nation? The main culprit is the difference in the cigarette tax by state. That’s why New Yorkers pay more than $10 for a pack while it costs $4.91 on average in Missouri. Cigarettes and...

APIC Accounting Featured Image
30.11.2022
Ivana

APIC Accounting

In accounting, APIC refers to the additional paid-in capital generated during the initial public offering of the company’s shares. In this article, we define APIC in accounting, how it works, the formula, an explanation of related terms, benefits, use, and...

Uninsured Rate by State Featured Image
26.11.2022
Milena

Uninsured Rate by State – A Complete Rundown

Health insurance is essential for a person’s wellbeing, but also their financial state. Not every US state, however, can boast high rates of insured residents. Some states like Texas and North Carolina, for example, have millions of uninsured citizens....

DUI Penalties by State Featured Image
26.11.2022
Milena

DUI Penalties by State – Complete Overview and FAQs

Driving under the influence not only puts you and other people in danger, but it also can earn you a hefty fine. Residents in some states may even have to serve jail time or do community service. Repeating offenders risk losing the license for good, too. What...

GDP by State Featured Image
26.11.2022
Milena

GDP by State — Stats and Trends

The gross domestic product (GDP) represents the monetary value of all services and goods made in a country within a given period. Experts use GDP to establish a country’s economic state and potential. While usually calculated for countries, in the United...

Best Places to Invest in Real Estate Featured Image
26.11.2022
Milena

The Best Places to Invest in Real Estate

Investing is one of the cornerstones of building personal wealth. Real estate, meanwhile, is a proven way to capitalize on your investment in the long run. It, however, can also be a disastrous step unless you know where and when to purchase properties. ...

Cigarette Prices by State Featured Image
26.11.2022
Milena

Cigarette Prices by State – Latest Data and Trends

Americans spend an average of $6.43 for a cigarette pack. Not all US residents, however, pay the same price to satisfy their smoking habits. New Yorkers, for example, pay double the price paid by those in Missouri. Meaning, smoking two packs per week will...

US States With the Best Job Market Featured Image
26.11.2022
Milena

US States With the Best Job Market – A Full Analysis

Finding the job of your dreams isn’t always easy, especially if you live somewhere with limited employment opportunities. When it comes to work, not all states were made the same. There are regions where workers get more money and access to numerous job...

Best Places to Flip Houses Featured Image
26.11.2022
Milena

The Best Places to Flip Houses This Year

House flipping isn’t dead. While the profits have been dropping for the past eight years, American house flippers can still earn hefty sums. For successful projects, however, you must know the best places to flip houses in the United States. What to look...

Most Federally Dependent States Featured Image
26.11.2022
Milena

Most Federally Dependent States – A Complete Rundown

Some US states have a low federal dependency and pay more in federal taxes than the amount they receive in government aid. Other states, however, heavily depend on federal contracts, grants, and different types of assistance. In those cases, federal funding...

Best States to Start a Business Featured Image
24.11.2022
Milena

The Best States to Start a Business This Year

‘All glory comes from daring to begin.’ While its origin remains undetermined, this quote carries a strong message, especially for future business owners. Starting your own company takes determination, hard work, and thorough planning. Even if luck is on...

Economic Impact of Immigration Featured Image
22.11.2022
Milena

Economic Impact of Immigration – Debunking the Myths

There has been an ongoing debate over the economic impact of immigration in the United States. Despite the nation’s origins, many believe that immigrants do more harm than good, replacing native-born workers, reducing wages, and burdening the welfare...

Property Taxes by State Featured Image
22.11.2022
Milena

Property Taxes by State – A Complete Rundown

Property tax is the amount you pay to authorities on personal or business properties you own. How much you pay depends on several factors, one of which is your state of residence. That makes it essential to know the property taxes by state next time you plan...

Corporate Taxes by State Featured Image
22.11.2022
Milena

Corporate Taxes by State – A Complete Rundown

In addition to the countrywide federal corporate tax, individual US states have their own corporate charges. Meaning, depending on where you register your company, you may have to pay more than 21% in corporate taxation. But what exactly is corporate income...

Credit Card Market Share Featured Image
21.11.2022
Milena

Credit Card Market Share

Whenever someone mentions credit cards, an average customer thinks of Visa and Mastercard. There’s so much more to the industry, however. While Visa dominates the market and boasts the largest credit card market share, there are other players not to...

Tips For Options Trading Featured Image
21.11.2022
Damjan

Tips for Options Trading

People thinking about entering the options market are often discouraged by the complexity of the matter and the risks involved. The risks of options trading, however, also mean that there are profits involved, and to help you get to them, we’ve prepared...

Taxes on Inheritance Featured Image
21.11.2022
Stefan

Taxes on Inheritance – Facts, Figures, and FAQs

When a parent, partner, or friend passes away, they may leave all or a share of their wealth to you. What many Americans don’t know, though, is that they sometimes need to pay taxes on inheritance for what is left to them by the deceased person. The amount...

Average 401k Balance by Age Featured Image
21.11.2022
Milena

Average 401k Balance by Age – Stats & FAQs

An American’s 401k plan is a savings fund sponsored by the employer. These funds go to a separate account and can be used for investing and growing your retirement income. Do you wonder what the average 401k balance by age is? How much money do you need...

Healthcare Costs by Country Featured Image
08.11.2022
Tina

Statistics on Healthcare Costs by Country

Healthcare expenditure is one of the most important policy items for any country’s government, affecting people at a fundamental level. The COVID-19 pandemic has made this an even more pressing subject, with a country’s ability to combat the disease...

Social Security Facts Featured Image
08.11.2022
Tina

Social Security Facts

Social security in the US is vital for the country’s working population. That said, few actually know how it functions exactly. That’s why we’ve compiled these handy social security facts and statistics that will help you understand the nuts and bolts...

US National Debt by Year Featured Image
08.11.2022
Tina

US National Debt by Year – Statistics & Facts

The growing debt of the United States has been a matter of discussion for several years. Given the country’s position as the world’s biggest economy, this issue impacts everyone’s lives. These essential statistics on the US national debt by year give a...

Futures vs Options Featured Image
31.10.2022
Damjan

Futures vs Options: Which One Offers More Profits and Fewer Risks?

There are a lot of similarities between futures and options, making people think it’s the same thing. However, one of them is an obligation, while the other one is a right to close a deal. To explain all that in detail, we set out to compare futures vs...

Marketable Securities Featured Image
23.10.2022
Damjan

Marketable Securities: Definition, Examples, Benefits, and Drawbacks

If you need a stable, short-term investment with a predictable return, marketable securities are a good choice. These financial instruments are fairly low-risk investments and can be quickly turned into cash. Given that where there is low risk, there is low...

Credit Repair Laws by State Featured Image
06.10.2022
Ivana

Credit Repair Laws by State

How aware are you of the different credit repair laws in the US? Do you know of the variations in credit repair laws by state? Before hiring a professional to help you improve your credit rating, you need to know your rights and the rules credit repair firms...

Youngest Billionaire in the World Featured Image
29.07.2022
Jenifer

The Youngest Billionaire in the World

Becoming a billionaire is a dream for many and a lot of those that do achieve it do so at a later stage in their lives. Yet, there are a lucky few, who, either through hard work or fortunate origins, achieve this status with their whole lives ahead. So, who...

Billionaires in California Featured Image
15.06.2022
Jenifer

10 Billionaires in California & Their Success Journey

There are more billionaires in California than in any other state in the US, and several factors are contributing to this. Apart from having the largest population, it’s also home to Silicon Valley where the world’s high-tech corporations operate. So,...

Who Was the First Billionaire Featured Image
15.06.2022
Jenifer

Who Was the First Billionaire & Who Come After

In 2021, Forbes listed over 2,755 billionaires worldwide, and this number just keeps growing. Every single one of these billionaires has a unique story about their journey to success and fame. But who was the first billionaire this world has ever had? If...

Millionaire vs Billionaire Featured Image
15.06.2022
Jenifer

Millionaire vs Billionaire – Beyond the Difference in the Number of Zeros

What is the difference between a billionaire and a millionaire? While making the distinction should be a no-brainer in theory, sometimes the terms are used interchangeably. That’s why we decided to take a closer look at the millionaire vs billionaire...

Jobs That Will Make You a Millionaire Featured Image
15.06.2022
Jenifer

11 Jobs That Will Make You a Millionaire

So, you want to be a millionaire? Well, who doesn’t? While not everyone is born with a silver spoon in their mouth, there are jobs that will make you a millionaire. Statistics show that nearly 80% of American millionaires are self-made and didn’t...

How to Become a Billionaire Featured Image
15.06.2022
Jenifer

How to Become a Billionaire: 7 Doable Ways

While becoming a millionaire sounds fairly doable through hard work and some luck, going to the next level is often considered nothing more than a pipe dream. But what if it were possible? If you’ve ever wondered how to become a billionaire, this article...

What Industry Makes the Most Millionaires Featured Image
10.06.2022
Jenifer

What Industry Makes the Most Millionaires?

While tech is often touted as the industry that can take you from rags to riches, interestingly enough, this is not the sector that produces the most millionaires. Yes, there are certainly a large number of millionaires in Silicon Valley, but other industries...

What Country Has the Most Millionaires Featured Image
09.06.2022
Jenifer

What Country Has the Most Millionaires?

Millionaires are a rare breed. Some people might think that they’re all born with a silver spoon in their mouth, but that’s not always the case. In fact, many millionaires have made their fortunes through hard work and dedication, and in some...

How Many Millionaires in California Featured Image
08.06.2022
Jenifer

How Many Millionaires Are There in California?

Aptly nicknamed The Golden State, California is home to some of the richest people in America. In fact, according to a recent study by Forbes, it has more millionaires than any other state in the country. The top 10 richest Californians have a combined net...

51% Attack Featured Image
07.06.2022
Milena

51% Attack – All Questions Answered

Does a blockchain network disruption caused by one person or an organization sound scary? Well, this is precisely what could happen in the case of a 51% attack. The potential cost of such an event would be $1.4 billion. While this malicious scenario is highly...

Chances of Becoming a Millionaire Featured Image
07.06.2022
Jenifer

What are Your Chances of Becoming a Millionaire

Becoming a millionaire is a dream for many people, but for most, this remains a dream until they die. The sad truth is that the chances of becoming a millionaire are quite slim. Statistics show that there is about a one in thirty chance that any given person...

What Banks Do Millionaires Use Featured Image
03.06.2022
Jenifer

What Banks Do Millionaires Use

While bank accounts are something pretty much anyone has these days, only some are fit to handle the wealth of the rich. So, what banks do millionaires use? If you are curious to learn where the other half banks, you’ve come to the right place. We’ve...

How Do Millionaires Make Their Money Featured Image
02.06.2022
Jenifer

How Do Millionaires Make Their Money (7 Proven Strategies)

There are many ways to become a millionaire. A lucky few were born into wealthy families or inherited their millions. But how do millionaires make their money if they were not as fortunate? The truth is, there is no one-size-fits-all answer here either. We...

Binary Options Trading Strategy Featured Image
31.05.2022
Stefan

Binary Options Trading Strategies

Trading options can be a successful and profitable experience, but only if you use the right binary options trading strategy, especially if you’re just starting out. That’s why we took it upon ourselves to explore different tactics for those that want to...

How to Get Out of a Car Lease Featured Image
30.05.2022
Stefan

How to Get Out of a Car Lease

Sometimes getting what we want is not what we need after all and getting stuck in a lease you can’t or don’t want to pay off is one of the possible consequences. If you’re facing such a conundrum and must quickly find out how to get out of a car...

How to Freeze Your Credit Featured Image
16.04.2022
Milena

How to Freeze Your Credit and When to Do It?

In 2021, the Federal Trade Commission received 2.8 million fraud reports, and about $5.8 billion in losses were recorded. It’s, therefore, a good idea to know how to freeze your credit, which is one of the best ways to protect yourself from fraud and...

Credit Utilization Ratio Featured Image
09.04.2022
Milena

What is Credit Utilization Ratio and Why is It Important?

When talking about credit score and financial health, one of the most important factors is the credit utilization ratio. In short, this number represents the used percentage of your credit. Depending on how you handle it, you can ultimately build your...

What Is a Good Credit Score Featured Image
08.04.2022
Milena

What Is a Good Credit Score and How to Achieve It?

What is a good credit score, and why is it so important? Well, let’s put it like this. Will you get approved for that car loan you need? Is the bank going to greenlight your mortgage? These are some of the things that depend on your credit score. Your FICO...

What is a Hard Inquiry Featured Image
31.12.2021
Milena

What is a Hard Inquiry?

A credit score is a magic number that reveals a person’s financial reputation. Represented by a three-digit number, this score has a massive impact on the life of American adults. Hard inquiries are among the several things that negatively impact your FICO...

Late Payments Featured Image
31.12.2021
Milena

Late Payments – All Questions Answered

A payment is an amount of money a person owes and needs to send to a service provider or lender. Installments have due dates and missing one would result in missed or late payments. Both late and missed payments have numerous adverse effects on the person and...

What Is a Balance Transfer Featured Image
31.12.2021
Milena

What Is a Balance Transfer and When to Use It?

Around 43% of Americans with a credit card also have credit card debt. A balance transfer is one of the ways to deal with paying the interest on that debt. But what is a balance transfer exactly, and what are the costs associated with it? Are you interested...

Credit Score Factors Featured Image
31.12.2021
Milena

Credit Score Factors

Several credit score factors can improve or lower your FICO grade. Not knowing what those factors are or how to monitor them accurately can have serious consequences. Your score may drop significantly and, therefore, severely impact your creditworthiness. As...

Gas Prices by State Featured Image
31.12.2021
Milena

Gas Prices by State – A Complete Overview

Living in one state or another can come with lots of benefits and drawbacks. How much you pay for gas is one of the things that vary in different jurisdictions. With the gas prices by state drastically differing, filling up your tank in some states can save...

SoftBank Group Featured Image
31.12.2021
Milena

Everything You Need to Know About SoftBank Group in 2022 + Infographic

Back in 1984, a Japanese entrepreneur presented a 300-year plan to make his company the largest in the world. His name was Masayoshi Son, the person behind the international conglomerate and tech giant SoftBank Group. Like the Japanese investor and...

Banking Stats Featured Image
31.12.2021
Milena

Banking Stats

Banca Monte dei Paschi di Siena is the world’s oldest operating bank, having opened back in 1624. As the banking stats below show, many things have changed in the lucrative banking industry ever since. These days, the sector’s global market...

Cost of Having a Baby Featured Image
31.12.2021
Milena

Cost of Having a Baby – Full Overview of Childbirth Expenses

Besides being a special moment in any person’s life, childbirth is also a significant part of the economy. The cost of having a baby differs based on where you live and whether you’re insured. About four out of every five dollars spent on newborn health...

Average Food Cost per Month Featured Image
31.12.2021
Milena

Average Food Cost per Month – In-Depth Analysis and Trends

Americans’ monthly grocery expenditure varies drastically and depends on factors like age, state, and budgeting. The average food cost per month can be a few hundred dollars for singles and over $1,300 for families. Consumers with a liberal food spending...

Average Mortgage Debt Featured Image
31.12.2021
Milena

Average Mortgage Debt – A Complete Rundown

Americans are drowning in debt, and the largest share comes from mortgages. The country’s average mortgage debt is over $215,000, and the segment has been on the rise for years now. Yet, not every American owes the same balance when it comes to...

Average Utilities Cost Featured Image
31.12.2021
Milena

Average Utilities Cost – Complete Overview

Being aware of utility expenses is essential regardless of whether you want to buy a home or relocate. The average utilities cost is an expense people deal with monthly, even when they don’t own the property. Electricity, water, and internet are among...

Average Cost Raising Child Featured Image
31.12.2021
Stefan

Average Cost of Raising a Child

Human life is priceless. The goods and services required to sustain it, however, do have a finite price tag. Assessing the average cost of raising a child before making a baby may seem cynical. Still, it’s much better than not doing it and potentially...

Average Mortgage Payment
31.12.2021
Milena

Average Mortgage Payment – A Complete Analysis

In the United States, the total mortgage debt stands at  $10.44 trillion in the second quarter of 2021. This debt is repaid via monthly installments that vary depending on various factors. According to one source, the average mortgage payment in the...

How Many Ecommerce Sites Are There Featured Image
31.12.2021
Stefan

How Many Ecommerce Sites Are There – 2022 Ecommerce Stats

Our lives become more digitized by the day, with a growing number of activities moving online, and shopping is no different. But how many ecommerce sites are there and how do they stand against the good-old brick and mortar? In this article, we will look over...

Average Vacation Cost Featured Image
31.12.2021
Milena

Average Vacation Cost – US & International

About 69% of employed and 55% of unemployed Americans have taken a vacation. In 2019, before the COVID-10 pandemic disrupted the world, 52% of Americans were planning to travel during the summer months. To plan holiday spending successfully, it’s...

Average Cost of College Featured Image
31.12.2021
Stefan

Average Cost of College – Facts & Figures

It’s no secret — the average cost of college stateside has skyrocketed in recent years. In the good old days, baby boomers were able to support themselves through higher education with just part-time summer jobs. Nowadays, millennials are struggling...

How Many Americans Are Uninsured Featured Image
31.12.2021
Stefan

How Many Americans Are Uninsured

Health insurance is a controversial subject in America. Compared to other developed countries, the States are falling behind on providing affordable healthcare for their citizens, but this is the price to pay for the nation’s otherwise high standard of...

Average Cost Internet Featured Image
28.12.2021
Stefan

Average Cost of Internet

The Internet has become so ingrained in our everyday lives that most of us can’t even picture a world without it. So, when going over the prices of utilities and planning your household (or business) budget, you must also consider the average cost of...

Average Nursing Home Featured Image
28.12.2021
Stefan

Average Nursing Home Cost

Along with the inevitable passage of time, there comes a moment in every person’s life when the average nursing home cost becomes a topic of interest. It is a difficult choice to send your elderly relatives to a nursing home. Still, such care facilities...

How Much Does Dog Cost Featured Image
28.12.2021
Stefan

How Much Does a Dog Cost

Taking care of a dog involves a lot more than just owning it. You are responsible for a living, breathing being, and this task is both difficult and costly. So, how much does a dog cost? The cost of dog ownership can be quite high but regardless, most dog...

Average Cost House Featured Image
28.12.2021
Stefan

Average Cost of a House

Housing is one of the most basic human needs, and the demand for it will never cease to exist. Despite the slow-down caused by the crash of 2008, the housing market value has been growing steadily since, with the average cost of a house even overtaking...

Average Funeral Cost Featured Image
28.12.2021
Stefan

Average Funeral Cost

Nobody likes to think about this but at some point, we will all reach the same final destination. Making preparations for that day, either for yourself or a loved one does involve some financial decisions, as well. We have compiled all the details regarding...

Average Cost Health Insurance Featured Image
28.12.2021
Stefan

Average Cost of Health Insurance

While no one likes to think about getting injured or sick, it’s part of life. This makes health insurance an absolute necessity, especially in the US where the costs of healthcare can soar to exuberant levels. Navigating through the market of providers...

How Much is 6, 7, 8, and 9 Figures Featured Image
28.12.2021
Stefan

How Much is 6, 7, 8, and 9 Figures?

You may have heard people referring to salaries by a number of figures. This figure of speech (pun intended) has become so commonplace, we don’t really think about it anymore. And we should, since understanding these references could make a difference in...

Average Wedding Cost Featured Image
16.11.2021
Milena

Average Wedding Cost – A Complete Rundown

Are you planning to tie the knot and would gladly learn and apply methods to create a realistic budget? Undoubtedly, saying ‘I do’ seems much more manageable than projecting the overall wedding budget and sticking to it. While the COVID-19...

Credit-Repair-Cost-Featured-Image
09.11.2021
Tina

Credit Repair Cost

How much does credit repair cost? That’s not an easy question to answer but we’ll do our best with this article, which will also give you an overview of what credit repair is and why you might need it. So, read on to learn what factors into credit repair...

Does Checking Your Credit Score Lower It Featured Image
09.05.2021
Tina

Does Checking Your Credit Score Lower It?

Does checking your credit score lower it? How many times can you check your rating within a month? How to track your credit score without hurting it? We have all the answers you need to track and improve your FICO score –  that three-digit number that...

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