How to Freeze Your Credit and When to Do It?
Hristina Nikolovska
Did you know that just in 2018, the Federal Trade Commission received 1.4 million fraud reports? About $1.48 billion in losses were recorded, while over 167,000 Americans noticed fraudulent credit…
Social Security Facts
Social Security in the US is vital for the country’s working population. That said, few actually know how exactly it functions. That’s why we’ve compiled these handy Social Security facts…
Average 401k Balance by Age – Stats & FAQs
An American’s 401k plan is a savings fund sponsored by their employer. These funds go to a separate account and can be used for investing and growing your retirement income.…
Healthcare Costs by Country – Facts & Stats
Healthcare expenditure is one of the most important policy items for any country’s government, affecting people at a fundamental level. The COVID-19 pandemic has made this an even more pressing…
Credit Utilization Ratio FAQs
When talking about credit score and financial health, one of the most important factors is the credit utilization ratio. In short, this number represents the used percentage of your credit.…
51% Attack – All Questions Answered
Does a blockchain network disruption caused by one person or an organization sound scary? Well, this is precisely what could happen in the case of a 51% attack. The potential…
33 Accounting Statistics & Facts
How big is the accounting field these days? How many accounting jobs are held in the US? What are the latest accounting trends? Scroll down and find the critical accounting…
Credit Score Factors
Several credit score factors can improve or lower your FICO grade. Not knowing what those factors are or how to monitor them accurately can have serious consequences. Your score may…
What Is a Balance Transfer and When to Use It?
Around 60% of Americans with a credit card also have credit card debt. A balance transfer is one of the ways to deal with paying the interest on that debt.…
Late Payments – All Questions Answered
A payment is an amount of money a person owes and needs to send to a service provider or lender. Installments have due dates and missing one would result in…